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How Ramp can elevate your business

It’s incredibly rewarding to lead a business from an idea to a successful and profitable endeavor. But with that success comes the headache of managing expenses, keeping employee spending in check and chasing down receipts to close the books each month.

Enter Ramp: a platform built to eliminate expense reports and automatically enforce your company’s spending policies — so you can focus on growing your business, not policing it.

Ramp is designed for companies of all sizes in the U.S. with ample cash flow. If that sounds like your business, pay close attention.

Let’s dive into the details so you can decide if Ramp is right for your business.

What is Ramp?

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RAMP

Ramp goes beyond the basics of typical business cards by offering built-in spending controls, real-time insights and seamless integrations with the tools your team already uses. Most business cards offer rewards and basic account syncing, but growing businesses often need a more powerful platform to manage day-to-day operations efficiently.

A traditional business card doesn’t provide an all-in-one platform that allows businesses to centralize their management. The best you’ll typically get is the ability to limit employee spending and track itemized expenses.

With Ramp, your business can get insight into many more corners of your operations without the need to use extra external applications. Through Ramp, your business can:

  • Get real-time visibility into all of your company’s spending.
  • Place restrictions on spending with specific merchants and in certain categories.
  • Upload snapshots of receipts and receive automatic detection of unusual expenses.
  • Process your bills in one place, with help from Ramp’s in-house artificial intelligence.
  • Set travel policies and automate travel expenses.
  • Automate requests from vendors.

That’s just a glimpse of what Ramp can do for your business. There’s little reason to bother with a dozen external applications and a separate business card when Ramp can offer all of those tools, and more, in one place, for one price.

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And that’s before we even get to the Ramp Corporate Card.

The Ramp Corporate Card

If the idea of managing another account is keeping you from applying for a business or corporate card, the Ramp Corporate Card dodges that problem. Since Ramp’s Corporate Card is part of its larger ecosystem, you won’t need to manage an entirely separate account to enjoy the benefits of a good corporate credit card.

That means no dealing with another bank’s often-complicated approval requirements, juggling expenses between different platforms or making sure all of your business management tools work in tandem.

Ramp won’t check your personal credit score when it considers you for approval. Instead, approval will be decided on factors like bank account balance. The Ramp Corporate Card provides credit limits that are up to 30 times higher than those of traditional business cards, giving your business lots of room to grow.

Plus, there’s no cap on how many virtual and employee cards you can have.

Rewards and offers

If rewards are a high priority for you, you’ll still earn cash back with this card, up to 1.5% back. Your cash back can be redeemed for statement credits, Ramp Service payments or gift cards, or transferred to airline and hotel loyalty partners.

The Ramp Corporate Card will automatically generate receipts and block charges that fall outside of approved categories and merchants. Speaking of merchants, you’ll have access to over $350,000 in partner offers with the Ramp Corporate Card.

That includes popular merchants like OpenAI, UPS, Stripe, Asana and Intuit QuickBooks. If you decide to still use external tools despite all that Ramp provides, you can easily integrate those with Ramp’s system.

Finally, you’ll pay no annual or foreign transaction fees with the Ramp Corporate Card.

Ramp Corporate Card welcome offer

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RAMP

While Ramp can provide so much more than an initial welcome offer, it doesn’t slack in that area. Upon approval, you’ll receive a $500 Ramp card. There’s no minimum spending requirement.

That’s a huge deviation from traditional business cards, which often require thousands or even tens of thousands in expenses to earn their welcome bonuses. While that might not be a challenging hurdle to overcome for midsize and larger companies, nobody is going to say no to an easy welcome offer.

Just keep in mind that you need to meet specific requirements to qualify for the Ramp Corporate Card. These include:

  • Your business must be registered in the U.S.
  • Be registered as a corporation, LLC or LP. Unfortunately, sole proprietors, individuals and other types of unregistered businesses are currently not eligible for Ramp.
  • Have at least $25,000 in cash in a U.S. bank account.
  • Most of your operations and expenditures are in the U.S.
  • Have a physical address in the U.S. P.O. boxes, virtual office addresses, registered agent addresses and mail-forwarding addresses don’t count.

If you can meet all of those expectations, you should be able to get approved for Ramp. Keep in mind that Ramp may consider other factors when determining whether it will approve you.

Is Ramp worth it?

It’s easy to see why Ramp is an incredibly useful tool for businesses. If your business can easily meet the approval requirements, I recommend giving Ramp a chance. It’s a great alternative to a traditional business card, without asking you to sacrifice things like cash-back rewards and a welcome bonus.

Bottom line

Unlike traditional business cards, Ramp is built to eliminate expense reports and keep company spending in check automatically. No more juggling disconnected tools or chasing down receipts to stay organized.

Plus, the Ramp Corporate Card offers one of the easiest welcome bonuses available. You don’t have to spend anything to earn it, so there’s no need to budget any differently than you are now.

If your business can meet the approval requirements for Ramp, then you should absolutely consider it to elevate your management experience.

Learn more and sign up for Ramp.

The Ramp Visa Corporate Card and the Ramp Visa Commercial Card are issued by Celtic Bank and Sutton Bank, Member FDIC, respectively, pursuant to license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.

Ramp cards are issued in Canada by Peoples Trust Company, pursuant to license by *Visa International. Visa Int./Peoples Trust Company, Licensed User.

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