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HomeTravelWhen to apply for Citi AA cards, based on offer history

When to apply for Citi AA cards, based on offer history

American Airlines is the world’s largest airline, serving over 350 destinations and connecting essentially every corner of the globe. Its loyalty program, AAdvantage, offers a suite of cobranded credit cards with Citi.

These credit cards offer valuable welcome bonuses that come with thousands of valuable AAdvantage miles. American Airlines has numerous sweet spots where you can redeem your miles for maximum value.

However, before applying for one of these cards, you may be wondering when the best time to apply is so that you can earn the highest welcome bonus.

Welcome bonuses are subject to frequent changes, whether that be offering a lower or higher bonus. While there is no simple answer to when the best time to apply is, our historical data on welcome offers can give you some guidance.

Knowing the welcome offer a card has previously offered can also help you when analyzing the current offer.

We’ve collected the offer history on the most popular Citi / American Airlines cards to help you decide when to apply for each.

Note: We will only discuss publicly available welcome offers. However, you might receive targeted offers with more bonus points or cash back. Keep in mind that offers may change at any time, and some of the offers mentioned below may not be available at this time.

Best Citi AA credit card welcome bonuses

The information for the Citi / AAdvantage Platinum Select Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.Related: Best welcome offers of the month

Citi / AAdvantage Platinum Select World Elite Mastercard

The Citi AAdvantage Platinum Select’s perks include access to preferred boarding, no foreign transaction fees and a free checked bag on domestic flights, making it an excellent choice for anyone who flies American Airlines regularly.

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Plus, you can earn a $125 flight discount after spending $20,000 or more per year on the card. The card has no introductory annual fee during the first year; the annual fee is $99 thereafter.

Citi AAdvantage Platinum Select card art
THE POINTS GUY

Here are the offers we’ve seen on the Citi AA Platinum Select Card:

Welcome offer history

Approximate date Offer Value*
July 2025 to now Earn 80,000 bonus miles after spending $3,500 in purchases within the first four months of account opening. $1,240
May 2025 to July 2025 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
February 2025 to May 2025 Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. $1,163
October 2024 to February 2025 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
August 2024 to October 2024 Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. $1,163
April 2024 to August 2024 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
March 2024 to April 2024 Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. $1,163
February 2024 to March 2024 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $930
May 2023 to February 2024 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
April to May 2023 Earn 75,000 bonus miles after spending $3,500 on purchases in the first four months of account opening. $1,163
July 2022 to April 2023 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
June to July 2022 Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. $1,163
June 2019 to June 2022.  Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
April to June 2019.  Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $930
March to April 2019 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $775
November 2018 to March 2019 Earn up to 50,000 bonus miles: Earn 40,000 miles after spending $2,000 in the first three months and an extra 10,000 miles after spending a total of $6,000 in the first 12 months. Up to $775
May to November 2018 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $930
February to May 2018 Earn 30,000 bonus miles after spending $1,000 within the first three months of account opening. $465
November 2017 to February 2018 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $930

*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.

Currently, new cardholders for the Citi AAdvantage Platinum Select Mastercard can earn 80,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.

Highest welcome offer

The current welcome offer of 80,000 bonus miles after spending $3,500 within the first four months of account opening is the highest welcome offer we’ve seen.

When to apply

If the offer is over 50,000 bonus miles, consider applying, but if you can wait for higher offers, this card typically has elevated welcome offers a few times a year. Right now, the card has its best-ever offer, so you should apply now if you’ve been eyeing the card.

To learn more, read our full review of the Citi AAdvantage Platinum Select Card.

Related: 6 reasons to get the Citi AAdvantage Platinum Select Card

Citi / AAdvantage Executive World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard is the premium card in the AAdvantage lineup.

Cardholders enjoy a complimentary American Airlines Admirals Club membership — a value that alone more than makes up for the card’s $595 annual fee. It also offers up to $240 in annual statement credits for Lyft (up to $120 annually, allotted up to $10 monthly; you must take three eligible rides each month to receive the credit) and eligible Grubhub purchases (up to $120 annually, allotted up to $10 monthly).

a hand holds a credit card
THE POINTS GUY

Here are the offers we’ve seen on the Citi AA Executive World Elite Mastercard:

Welcome offer history

Approximate date Offer Value*
July 2025 to now Earn 70,000 bonus miles after spending $7,000 within the first three months of account opening. $1,085
May 2025 to July 2025 Earn 100,000 bonus miles after spending $10,000 within the first three months of account opening. $1,550
July 2024 to May 2025 Earn 70,000 miles after spending $7,000 in the first three months of account opening. $1,085
June 2024 to July 2024 Earn 100,000 bonus miles after spending $10,000 within the first three months of account opening. $1,550
Sept. 2023 to June 2024 Earn 70,000 miles after spending $7,000 in the first three months of account opening. $1,085
July to Sept. 2023 Earn 100,000 miles after spending $10,000 on purchases in the first three months of account opening. $1,550
December 2022 to July 2023 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $775
October to December 2022 Earn 80,000 bonus miles after spending $5,500 within the first three months of account opening. $1,240
October 2021 to October 2022 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $775
August to October 2021 Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 within the first three months of account opening. $775
July 2019 to August 2021 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $775

*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.

Currently, new cardholders for the Citi AAdvantage Executive World Elite Mastercard can earn 70,000 bonus miles after spending $7,000 on purchases within the first three months of account opening.

Highest welcome offer

The highest welcome offer we’ve seen on the Citi AAdvantage Executive World Elite Mastercard allowed new cardholders to earn 100,000 bonus miles after spending $10,000 within the first three months of account opening.

When to apply

If the offer is over 80,000 bonus miles, it’s an excellent time to apply.

To learn more, read our full review of the Citi AAdvantage Executive World Elite Mastercard.


Learn more: Citi AAdvantage Executive World Elite Mastercard


Related: Is the Citi / AAdvantage Executive World Elite Mastercard worth it?

Citi / AAdvantage Business World Elite Mastercard

The Citi AAdvantage Business World Elite Mastercard is excellent for businesses with employees who frequently fly American Airlines. Its perks include a free checked bag on domestic flights, preferred boarding and the potential to earn a companion certificate. The card has no introductory annual fee during the first year; the annual fee is $99 thereafter.

Citi AAdvantage Business World Elite Mastercard
THE POINTS GUY

Here are the offers we’ve seen on the Citi AA Business World Elite Mastercard:

Welcome offer history

Approximate date Offer Value*
May 2025 to now Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening. $1,008
April 2025 to May 2025 Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening. $1,163
January 2025 to April 2025 Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening. $1,008
October 2024 to January 2025 Earn 75,000 bonus miles after spending $5,000 within the first five months of account opening. $1,163
June to October 2024 Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening. $1,008
April 2024 to June 2024 Earn 75,000 bonus miles after spending $5,000 within the first five months of account opening. $1,163
August 2020 to April 2024 Earn 65,000 bonus miles after spending $4,000 within the first four months of account opening. $1,008
May to August 2020 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,085
March to May 2020 Earn 65,000 bonus miles after spending $4,000 within the first four months of account opening. $1,008
October 2019 to March 2020 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,085
July to October 2019 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $930
April to July 2019 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,085

*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.

Currently, new cardholders for the Citi AAdvantage Business card can earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.

Highest welcome offer

The highest welcome offer we’ve seen on the Citi AAdvantage Business card allowed new cardholders to earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.

When to apply

If the offer is over 50,000 miles, you should consider applying.

To learn more, read our full Citi AAdvantage Business Card review.


Learn more: Citi AAdvantage Business credit card


Related: ​​​​Why you should have multiple credit cards

Application restrictions

Citi has some strict application restrictions. Citi doesn’t limit the number of cards you can have, but it will limit your overall credit.

Citi is also sensitive to recent inquiries, so for the best results, wait a few months from your last card application before applying for a Citi card.

Additionally, Citi has the 8/65 rule, which means:

  • You can only apply for one card (whether personal or business) every eight days and no more than two cards in a 65-day window.
  • You can only apply for one business card every 90 days.

There are exceptions to this rule, but this is general guidance for optimal results.

You’ll generally want a good credit score of at least 670 before applying for either card.

Additionally, if you have previously earned a welcome bonus on a Citi AA card, it’s possible to earn another. The terms on the Citi AA Executive World Elite Mastercard state:

“New account bonus is not available if you have received a new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi® / AAdvantage® Executive account.”

These terms only apply to individual cards and not the whole family of cards. You can also hold multiple Citi AA cards at the same time. You can even earn multiple welcome bonuses as long as they are different card products and it’s outside the 48-month window. It’s important to note the 48-month period starts when you receive the welcome bonus, not when you’re approved for the card.

For example, if you switch to the Citi AA Platinum Select after earning the welcome bonus on the Citi AA Executive Card, you’d still have to wait 48 months from when you earned your welcome bonus on the Citi AA Executive Card to earn another Citi AA Executive welcome bonus.

Related: What you need to know about earning another American Airlines card welcome bonus

Bottom line

Before applying for a Citi AA credit card, you want to make sure you’re getting the best welcome bonus possible.

Our historical data on welcome offer history can provide you with a good reference point for guidance on the best time to apply for Citi AA cards based on year-over-year trends.

Be sure to check our other offer history guides as a reference point when you’re looking to apply for your next credit card.

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