When you’re looking to apply for a credit card, you may wonder: “How good is the welcome offer I’m applying for?”
There’s no simple answer to this question, but knowing the previous offers a card has had can help you determine what’s a good welcome offer. Surely, getting any welcome offer is better than getting nothing at all, but you wouldn’t want to apply for a card and then see a higher offer a month later.
We’ve collected and analyzed the offer history for the past few years on Capital One’s most popular cards and determined our criteria for the best time to apply for each card.
It’s important to note that we’ll only discuss publicly available welcome offers. However, you might receive targeted offers with more bonus miles or cash back. Keep in mind that offers may change at any time, and some of the offers mentioned below may not be available at this time.
Best Capital One credit card welcome bonuses
| Card | Best welcome offer we’ve seen | When to apply |
|---|---|---|
| Capital One Venture Rewards Credit Card | Up to 100,000 bonus miles after spending $5,000 on purchases in the first three months from account opening | When the bonus offer is 75,000 miles or higher |
| Capital One Venture X Rewards Credit Card | 100,000 bonus miles after spending $10,000 on purchases within the first six months of account opening | When the bonus offer is 75,000 miles or higher |
| Capital One Venture X Business | Up to 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases in the first three months of account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months of account opening | When the bonus offer is 150,000 miles or higher |
| Capital One VentureOne Rewards Credit Card | 20,000 bonus miles after spending $500 on purchases within the first three months from account opening | When the bonus offer is 20,000 miles or higher |
| Capital One Savor Cash Rewards Credit Card | $200 cash bonus after spending $500 on purchases in the first three months from account opening | When the bonus offer is $200 or higher |
| Capital One Quicksilver Cash Rewards Credit Card | $200 cash bonus after spending $500 on purchases in the first three months from account opening | When the bonus offer is $200 or higher |
| Capital One Spark Miles for Business | 50,000 bonus miles after spending $4,500 on purchases in the first three months from account opening | When the bonus is 50,000 miles or higher |
| Capital One Spark Cash Plus | Up to $3,000: $500 after spending $5,000 on purchases in the first three months from account opening and $2,500 after spending $50,000 on purchases in the first six months | When the bonus is $1,000 or higher |
Related: Capital One miles: How to earn, redeem and transfer rewards
Capital One Venture Rewards Credit Card
The card’s modest $95 annual fee, simple earning structure and solid return on everyday spending make it a keeper once you’re approved for it. Plus, you’ll always earn at least 2 miles per dollar spent on all purchases.
Here are the offers we’ve seen on the Capital One Venture Rewards:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| May 2025 to now | 75,000 miles after spending $4,000 on purchases in the first three months | $1,388 |
| February 2025 to May 2025 | 75,000 miles after spending $4,000 on purchases in the first three months, plus a $250 Capital One Travel credit to use in your first cardholder year | Up to $1,638, including the statement credit |
| September 2024 to February 2025 | 75,000 miles after spending $4,000 on purchases in the first three months | $1,388 |
| July 2024 to September 2024 | 75,000 bonus miles after spending $4,000 on purchases in the first three months of account opening, plus a $250 Capital One Travel credit in the first cardholder year | Up to $1,638, if you maximize the entire credit |
| June 2023 to July 2024 | 80,000 to 100,000 miles after spending $5,000 on purchases in the first three months (targeted offer available through QR codes at select airports)
75,000 miles after spending $4,000 on purchases in the first three months of account opening (public offer) |
$1,480 to $1,850 (targeted offer)
$1,388 (public offer) |
| September 2021 to June 2023 | 75,000 miles after spending $4,000 on purchases in the first three months | $1,388 |
*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.
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Highest welcome offer
The highest offer we’ve seen on this card allowed new cardholders to earn up to 100,000 bonus miles after spending $5,000 on purchases within the first three months of account opening.
When to apply for this card
When the bonus offer is 75,000 miles or higher, it meets our criteria on when to apply.
Learn more: Capital One Venture Rewards Credit Card
Related: Is the Capital One Venture Rewards card worth it?
Capital One Venture X Rewards Credit Card
With plentiful, easy-to-understand perks, the Capital One Venture X is a no-brainer for all travelers, from luxury seekers to the more budget-minded, and the card practically pays for itself year after year.
Though the card carries a $395 annual fee, it offers a $300 annual credit toward bookings made through Capital One’s travel booking site and also rewards cardholders with 10,000 bonus miles every account anniversary (for even more free travel).
Here are the offers we’ve seen on the Capital One Venture X:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| March 2022 to now | 75,000 miles after spending $4,000 on purchases in the first three months of account opening | $1,388 |
| November 2021 to March 2022 | 100,000 bonus miles after spending $10,000 on purchases within the first six months of account opening | $1,850 |
*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The highest offer we’ve seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases within the first six months of account opening. This offer was last available over four years ago at the card’s launch; sadly, we don’t predict this offer will come back anytime soon.
When to apply for this card
When the bonus offer is 75,000 miles or higher, it’s a good time to apply.
Learn more: Capital One Venture X Rewards Credit Card
Related: Is the Capital One Venture X worth the $395 annual fee?
Capital One Venture X Business
The Venture X Business carries the same $395 annual fee as the personal version and comes with the same major perks, including a $300 annual credit for travel booked through Capital One’s travel booking site and access to Capital One and Priority Pass lounges. It also carries the same earning rates as the Venture X.
Here are the offers we’ve seen on the Capital One Venture X Business:
Welcome offer history
| Approximate date | Offer | Value* |
|---|---|---|
| June 2025 to now | 150,000 miles after spending $30,000 on purchases in the first three months from account opening | $2,775 |
| April 2025 to June 2025 | Up to 350,000 miles: 150,000 miles after spending $30,000 on purchases in the first three months of account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months of account opening | Up to $6,475 |
| March 2024 to April 2025 | 150,000 miles after spending $30,000 on purchases in the first three months from account opening | $2,775 |
| January 2024 to March 2024 | Up to 300,000 miles: 150,000 miles after spending $20,000 on purchases in the first three months of account opening and another 150,000 miles after spending $100,000 on purchases in the first six months of account opening | $5,550 |
| September 2023 to January 2024 | 150,000 miles after spending $30,000 on purchases in the first three months from account opening | $2,775 |
| May 2023 to September 2023 | Up to 300,000 miles: 150,000 miles after spending $30,000 on purchases in the first three months of account opening and another 150,000 miles after spending $500,000 on purchases in the first six months of account opening. | $5,550 |
*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The highest offer we’ve seen on this card allowed new cardholders to earn up to 350,000 miles: 150,000 miles after spending $30,000 on purchases in the first three months of account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months of account opening.
When to apply for this card
When the bonus offer is 150,000 miles or higher, it meets our criteria on when to apply.
Learn more: Capital One Venture X Business
Related: Is the Venture X Business worth the $395 annual fee?
Capital One VentureOne Rewards Credit Card
While it comes with fewer perks, the Capital One VentureOne Rewards offers the same great redemption options as its sister cards, the Capital One Venture Rewards and the Capital One Venture X, with no annual fee. You’ll earn a flat 1.25 miles per dollar spent on everyday purchases.
Currently, new cardholders can earn 20,000 bonus miles after spending $500 on purchases within the first three months of account opening.
Highest welcome offer
The highest offer we’ve seen is the current welcome offer of 20,000 miles after spending $500 on purchases within the first three months of account opening.
When to apply for this card
When the bonus offer is 20,000 miles or higher. We haven’t seen an elevated offer on this card in years, so you shouldn’t wait a long time to apply for it.
Learn more: Capital One VentureOne Rewards Credit Card
Related: How (and why) you should earn transferable credit card points
Capital One Savor Cash Rewards Credit Card
The biggest downsides to cash-back cards are low earning rates and a lack of bonus categories, but that’s definitely not true of the Capital One Savor Cash Rewards.
For no annual fee, the Savor offers strong cash-back earning rates on popular and often overlooked categories, including 3% back on dining, entertainment and popular streaming services.
Currently, new cardholders can earn a $200 cash bonus after spending $500 on purchases within the first three months from account opening.
Highest welcome offer
The highest offer we’ve seen is the current welcome offer of a $200 cash bonus after spending $500 on purchases within the first three months of account opening.
When to apply for this card
When the bonus offer is $200 or higher, it meets our criteria for when to apply. This card rarely offers an elevated welcome offer, so it likely isn’t worth waiting to apply.
Learn more: Capital One Savor Cash Rewards Credit Card
Related: The pros and cons of cash-back credit cards
Capital One Quicksilver Cash Rewards Credit Card
While many other cards offer higher earning potential in specific spending categories, this card offers the safety of knowing you’ll earn a solid 1.5% back no matter what you buy.
Currently, new cardholders can earn a $200 cash bonus after spending $500 on purchases within the first three months from account opening.
Highest welcome offer
The highest offer we’ve seen is the current welcome offer of a $200 cash bonus after spending $500 on purchases within the first three months from account opening.
When to apply for this card
When the bonus offer is $200 or higher, it meets our criteria for when to apply. We haven’t seen an elevated offer on this card in years, so we wouldn’t hold out waiting for one.
Learn more: Capital One Quicksilver Cash Rewards Credit Card
Related: 5 reasons to keep a cash-back credit card in your wallet
Capital One Spark Miles for Business
This card is especially beneficial for small-business owners who want to earn flexible miles on all their purchases. It earns a consistent 2 miles per dollar spent on all purchases and has a $95 annual fee ($0 introductory annual fee for the first year).
Currently, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases in the first three months from account opening.
Highest welcome offer
The highest welcome offer we’ve seen on this card is the current offer of 50,000 bonus miles after spending $4,500 in the first three months from account opening
When to apply for this card
When the bonus is higher than 50,000 miles, it’s a good time to apply. That said, this card’s welcome offer rarely changes, so don’t hold out waiting for a great offer.
Learn more: Capital One Spark Miles for Business
Related: Business cards vs. personal cards: Key differences
Capital One Spark Cash Plus
The card has a modest $150 annual fee that can be refunded when you spend at least $150,000.
Here are the offers we’ve seen on the Capital One Spark Cash Plus:
Welcome offer history
| Approximate date | Offer | Value*Â |
|---|---|---|
| August 2024 to now | $2,000 cash back after spending $30,000 on purchases in the first three months from account opening and an additional $2,000 cash bonus for every $500,000 spent during the first year | $2,000 (or more, depending on spending in the first year) |
| March 2024 to August 2024 | $1,200 cash back after spending $30,000 on purchases in the first three months from account opening | $1,200 |
| January 2024 to March 2024 | Up to $3,000: $1,500 after spending $20,000 on purchases in the first three months from account opening and an additional $1,500 after spending $100,000 on purchases in the first six months from account opening | Up to $3,000 |
| June 2023 to January 2024 | $1,200 cash back after spending $30,000 on purchases in the first three months from account opening | $1,200 |
| April 2022 to June 2023 | Up to $1,000: $500 after spending $5,000 on purchases in the first three months from account opening and $500 after spending $50,000 on purchases in the first six months from account opening | Up to $1,000 |
| August 2021 to April 2022 | Up to $3,000: $500 after spending $5,000 on purchases in the first three months from account opening and $2,500 after spending $50,000 on purchases in the first six months from account opening | Up to $3,000 |
*Bonus offer value is based on TPG’s July 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The highest welcome offer we’ve seen on this card offered up to $3,000: $500 after spending $5,000 on purchases in the first three months from account opening and $2,500 after spending $50,000 on purchases in the first six months from account opening.
When to apply for this card
When the bonus is higher than $1,000, it meets our criteria to apply.
Learn more: Capital One Spark Cash Plus
Related: A guide to Capital One’s Spark business cards
Bottom line
Before you go fill out a Capital One credit card application, you’ll want to ensure you can get the best welcome bonus possible. We’ve collected data year over year on Capital One welcome offers that can provide you with some guidance on the best time to apply.
This guide can serve as a reference for when the best time to apply for your next Capital One card is.
Check out our other offer history guides when you’re looking to apply for your next credit card:
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
