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Alaska Trifecta: Why I signed up for the new premium Atmos Rewards Summit credit card

It’s been a good day for fans of Alaska Airlines and Hawaiian Airlines. A newly rebranded loyalty program launched without a major devaluation, new perks for elite members were revealed and, perhaps best of all, a new premium credit card that comes with some impressive benefits and a huge sign-up bonus was unveiled.

I’ve been a longtime holder of both the Alaska Airlines Visa Signature® (no longer available and now known as the Atmos Rewards Ascent Visa Signature® Credit Card) and the Alaska Airlines Visa® Business credit card (no longer available and now known as the Atmos Rewards Visa Signature® Business Card).

I’ve been able to use the companion certificates that come with those cards to bring family members to Hawaii each year, but the newly available Atmos Rewards Summit Visa Infinite® Credit Card brings the party to a whole new level.

The information for the Alaska Airlines Visa Signature card, the Alaska Airlines Visa Business card and the Atmos Rewards Visa Signature Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Highlights of the new Atmos Rewards Summit card

Because I had been one of the first to sign up for a waitlist for the new card, I got 500 Alaska Airlines Mileage Plan miles (now called Atmos Rewards points). This morning, I was emailed an application link for another 5,000 bonus points for being one of the first approved for the new card.

New credit card offer email. ALASKA
New credit card offer email. ALASKA AIRLINES

Given its solid bonus, earning rates and benefits, I felt this card was an absolute no-brainer to get. In fact, I would have signed up even without the bonus points.

The Atmos Rewards Summit card comes with a whopping sign-up bonus of 100,000 Atmos Rewards points and a 25,000 Global Companion Award after you spend $6,000 on purchases in the first three months from account opening. That bonus is worth up to $1,450 based on TPG’s August 2025 valuations.

There are a lot of awesome perks cardholders receive, too, including:

  • A 25,000-point Global Companion Award each year, plus a second 100,000-point Global Companion Award after $60,000 in annual spending
  • Eight Alaska Lounge passes per year (two per quarter)
  • 10,000 status points each year on card anniversary
  • 1 status point for every $2 spent (with no cap)
  • A $50 voucher for delays of two or more hours or cancellations within 24 hours on Alaska flights
  • Waiving of Alaska’s $12.50 partner award booking fee
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Plus, cardholders earn Atmos Rewards points at the following rates:

  • 3 points per dollar spent on all foreign transactions
  • 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
  • 3 points per dollar spent on dining
  • 1 point per dollar spent on all other purchases

There are plenty of other reasons why this card may be a good fit for your wallet, but that’s already a pretty substantial list for a card that has a $395 annual fee.

Applying for the new Atmos Rewards Summit card

If, like me, you signed up for the early access waitlist, know that applying is initially a bit confusing. The special offer will be in your inbox in an email labeled “Our new loyalty program has arrived.” Open that email and scroll down to find the special application link to use.

New credit card offer email. ALASKA
New credit card offer email. ALASKA AIRLINES

Once you locate the correct application link to use for earning the early access bonus, the application process is very straightforward. It simply asks for your Social Security number and personal details.

After applying, I was instantly approved.

Approval notice for new Atmos Rewards Visa.
Approval notice for the new Atmos Rewards Summit card. BANK OF AMERICA

Why the new Atmos Rewards card and program have me considering Alaska as my primary airline again

From the moment I applied, I knew that this card would become a centerpiece of my card and status strategies moving forward. I love the fact that I will earn 1 status point for every $2 I spend on the card. I should be able to easily hit top-tier Titanium status with a combination of flying and spending.

If you spent $80,000 on the card, as one example, and never set foot on an Alaska or Hawaiian plane, you’d still earn Gold status (which translates to Oneworld Sapphire status and includes lounge access when traveling internationally).

Alaska Airlines aircraft in clouds 737 MAX 9 1
ALASKA AIRLINES

Alaska Airlines Mileage Plan had once been my go-to program for elite status, but that came to an end in 2023 when I moved back to New York from California. At one point, I had been a top-tier MVP Gold 100K member, but because Alaska lacks a big presence on the East Coast, I decided it made more sense to switch my loyalty back to American Airlines.

That didn’t mean an end to my use of Alaska’s program, though. I’ve used Alaska miles to fly to Taipei, Taiwan, and back in business class on partner Starlux Airlines several times. I’ve also used Alaska miles to fly business class on Japan Airlines. I find the miles (now points) super valuable.

20250219 Starlux Airbus A350 900 Business Class TPE to SEA CHenderson 44
CLINT HENDERSON/THE POINTS GUY

Now that the new program and premium card have officially launched, I’m strongly considering going for top-tier Titanium status in Atmos Rewards next year. Alaska’s partnership with American Airlines means I can still enjoy elite status perks from Alaska while flying on American. Plus, the new Atmos Rewards Summit card will make it even easier to earn status.

In the meantime, I’ll requalify for American Airlines AAdvantage Executive Platinum status this year, with the goal of switching my loyalty to Alaska beginning in 2026.

Benefits of having the Alaska Trifecta

20241119 Alaska Airlines Lounge San Francisco CHenderson 59
CLINT HENDERSON/THE POINTS GUY

Now that I’ve added the Atmos Rewards Summit card to my wallet alongside the Atmos Rewards Ascent card and the Atmos Rewards Visa card, I have a total of three Alaska-branded cards to create the Alaska Trifecta.

While I haven’t historically spent much on the personal and business cards, I do get a lot of use out of their companion certificates.

You get a $99 Companion Fare (plus taxes and fees from $23) on each account anniversary for both cards after spending $6,000 or more on purchases within the prior anniversary year. I usually use mine on two trips to Hawaii each year.

Because I’ll be fully using the Atmos Rewards Summit card, it’s nice to have all three as options. The Summit card will become my go-to card for all spending next year.

Funny enough, I also opened both the personal and business versions of the Hawaiian Airlines cards last year for the sign-up bonuses, as I expected HawaiianMiles to eventually convert to the new combined loyalty program.

Opening those two credit cards earned me 138,000 HawaiianMiles, which converted at a 1:1 ratio to Mileage Plan miles (now Atmos Rewards points). That’s enough points to book a round-trip business-class trip similar to the one I took to Taipei with Starlux last year.

For now, the Barclays-issued Hawaiian Airlines® World Elite Mastercard® and the Hawaiian Airlines® World Elite Business Mastercard® remain unchanged and are still accepting applications, and HawaiianMiles members will automatically transition to Atmos Rewards on Oct. 1. Only time will tell how they ultimately fit into the larger Atmos Rewards card portfolio.

The information for the Hawaiian Airlines World Elite Mastercard and the Hawaiian Airlines World Elite Business Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Bottom line

alaska new livery
An Alaska Airlines Boeing 787 Dreamliner. ALASKA AIRLINES

The new Atmos Rewards Summit card seems like a win-win card to have, especially if you have ways to use all the valuable Atmos Rewards points you’ll get from the bonus and spending on the card.

Redeeming Atmos Rewards points on international travel unlocks stupendous value. TPG’s Eric Rosen and I just used 55,000 Alaska miles (now Atmos Rewards points) to fly on American Airlines’ new Dreamliner to and from London.

But remember, these points are valuable for more than just international business-class redemptions on partners. You can often book great deals on domestic American Airlines trips using Atmos Rewards points, as TPG’s Summer Hull did recently.

If you can use the points and the companion awards and/or reach the status spending thresholds, it’s easy to justify paying the $395 annual fee to hold this card.

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