Take Your Twinyonaryo Goals to the Next Level with Maya!

Unlock More Chances of Becoming a Twinyonaryo When You Borrow and Spend with Maya

Holiday spending feels different when every purchase offers a real shot at a life-changing prize. This year, Maya is turning your usual gastos into something bigger by making every peso work harder and smarter. As the #1 Digital Bank in the Philippines, Maya gives you the easiest path to becoming a Twinyonaryo: get a chance to win P1 million for yourself and another P1 million for someone special—your partner, your best friend, or a loved one—simply by borrowing or spending with Maya.

Here’s the unexpected twist in the story: the fastest way to stack up those raffle entries is through responsible borrowing, so every time you tap into Maya’s credit features, you’re not just covering expenses—you’re also boosting your chances to win big.

Maya Easy Credit: Your Instant, Smart Extra Budget

Need a little extra holiday boost for your Noche Buena groceries, Christmas gifts, family reunions, or those unexpected last-minute bills? With Maya Easy Credit, you can get up to P30,000 in revolving credit that’s ready to use straight from your Maya app.

There’s no hassle and no traditional bank requirements—no piles of paperwork, collateral, or long approval lines. Once you’re approved in the app, your credit limit becomes instantly available, so you can pay for what you need right away, whether you’re checking out at the supermarket, shopping for gifts, or settling urgent expenses.

You’re also rewarded every time you use it. For every P1,000 you borrow or pay back using Maya Easy Credit, you’ll automatically earn 5 raffle entries—one of the highest entry multipliers in the promo. That means your everyday holiday spending can give you more chances to win, just by using the credit you already have.

Maya Easy Credit is built for the holiday rush. You can pay directly at stores via QR, so there’s no need to withdraw cash or transfer funds. Just open your Maya app, choose Maya Easy Credit as your payment source, scan the merchant’s QR, and you’re done. It’s a fast, seamless, and convenient way to handle your holiday shopping, reunions, and bills while keeping your budget under control.

Maya Personal Loan: Bigger Borrowing, Still Zero Hassle

For larger holiday budgets, whether you’re finally getting that dream gadget, upgrading home essentials, or booking that much-awaited trip, Maya Personal Loan has you covered. You can borrow up to P250,000 with flexible payment terms up to 24 months, allowing you to spread your expenses and manage your cash flow more comfortably.

Once your loan is approved, the full amount is credited straight to your Maya Wallet—no extra steps, no branch visits, and no waiting for checks. You can immediately use the funds to shop online or in-store, pay bills, or book flights and accommodations.

Plus, every P1,000 you borrow earns you 5 raffle entries, giving you more chances to win exciting prizes on top of enjoying your big-ticket purchase. The bigger your plans, the more entries you earn—and the bigger your chances of winning.

Borrowing isn’t your only way in—your everyday Maya habits earn raffle entries too:

• 5 entries— Pay P1,000 via Maya Easy Credit
• 1 entry— Pay P1,000 using your Maya Card, QR, Wallet, or Maya Credit Cards
• 1 entry— Buy a P1,000 load, transport, and more in Maya Shop
• 1 entry— Pay any P1,000 bill in the app
• 1 entry— Buy a Maya Card
• 10 entries (the highest!)— Refer a friend using your @username and get them to upgrade

Whether you’re borrowing for your long holiday gastos or simply doing the everyday things you already love—shopping, dining out, or paying your bills—every move brings you a step closer to that P1M win. Who knows? You and your chosen person might just be the next Twinyonaryos to celebrate a merrier, richer Christmas together.

Check out www.maya.ph/xmas, and follow@mayaiseverythingon Facebook, Instagram, YouTube, and TikTok for updates. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to P1 million per depositor.

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