Looking for a Ryanair discount code in 2025? There’s a better alternative for UK travellers—Pay by Bank from Ryanair—that offers a reliable 5% cashback, often outpacing traditional coupon codes, Expedia cashback, and Amex Reward Points for savings on flights.
Here’s everything you need to know about this instant Ryanair discount and why it beats chasing discount codes or cashback portals for your next trip.
What Is Pay by Bank?
Pay by Bank allows you to pay directly from your UK bank account, with no credit or debit card needed. At checkout, just select ‘Pay by Bank’, choose your UK bank, and authenticate the payment using your bank’s app.
The process is quick, secure, and earns you 5% cashback on your booking—far above what most Ryanair discount codes or cashback sites offer.
Key Features
- 5% instant cashback: Unlike random or expired Ryanair discount codes, this savings is guaranteed when you book direct.
- No card required: Pay straight from your bank, bypassing card fees.
- Secure verification: Use FaceID, fingerprint, or your bank login for authentication.
- Fast confirmation: Get an email once your cashback is credited, typically after booking.
Why Pay by Bank Beats Ryanair Discount Codes and Cashback Sites
You might be used to hunting for Ryanair discount codes or browsing cashback sites, but here’s how the numbers stack up.
| Booking Method | Typical Savings/Value | Notes |
|---|---|---|
| Pay by Bank (Ryanair direct) | 5% cashback | Instant, for all eligible UK bookings |
| Cashback via Expedia | ~1% cashback | Higher rates only for hotels/packages |
| Amex Reward Points | ~0.5% cash value | Much less for Ryanair, only better for premium redemptions |
| Discount codes | Unpredictable | Let’s be honest, there’s no such thing as a Ryanair discount code |
Cashback via Expedia or similar sites typically lands you just 1% on flights, with higher rates only for hotels—not Ryanair flights. Amex rewards are even lower unless you chase premium redemptions, which isn’t an option with Ryanair’s model.
Ryanair discount codes are notoriously tricky to find, frequently don’t work, and rarely match the 5% value from Pay by Bank.
Pay by Bank is a direct, transparent, and fuss-free alternative. The cash is transferred from your account to Ryanair. So there’s no worrying about tracking cashback, chasing affiliate cookies, or dealing with coupon code glitches—just select your bank and get your discount instantly.
How Pay by Bank Stacks Up Against Traditional Savings Methods
- No need for Ryanair discount codes: Forget the hassle of searching for working codes that may not even apply to your booking.
- Better than Expedia/Amex: The 5% discount far exceeds typical cashback rates for Ryanair flights and is more valuable than even the best Amex redemption rates.
- No risk, no fuss: Your discount is guaranteed, with no risk of missing out due to tracking issues or code errors.
Are There Any Downsides?
- UK personal bank accounts only: Business or overseas accounts aren’t eligible.
- Flights booked directly: You must book through Ryanair’s own website or app—not via third-party agents (eg Expedia) or aggregators.
- Check eligibility: Always double-check current terms and conditions for your booking.
Bottom Line: The Smartest Ryanair Discount in 2025
For UK travellers seeking the best Ryanair discount, Pay by Bank offers a straightforward, guaranteed 5% off—far better than chasing unreliable discount codes, Expedia cashback, or Amex Reward Points for flight savings. It’s simple, secure, and makes your booking instantly cheaper with no extra effort.
Next time you’re booking a Ryanair flight, skip the code hunt and pay by bank. Your wallet will thank you – and you’ll have a little extra to spend on a hotel!
Want more travel discounts?
Compare Pay by Bank savings on Ryanair to how you can earn Avios on Wizz Air—check out the guide mentioned earlier for further tips.
Ready to book?
Head to Ryanair’s website or app, look for Pay by Bank at checkout, and enjoy your instant 5% off—no Ryanair discount code needed.
Please note that we use sponsored links on this blog. Although we may earn a referral fee or bonus points on some of these products and services mentioned, we never recommend anything we wouldn’t use ourselves.
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